Providing financing solutions and helping you secure your dream home.

The biggest challenge for most first-time home buyers is saving up enough money for a down payment.

Our easy-to-use calculator will help you calculate your monthly payment.

Your credit report may not be as bad as you think. Learn more about how we can help you secure a loan.

Need a personalized solution?

Experience a personalized solution to your home loan, tailored to fit your unique financial circumstances and homeownership aspirations.

Why Choose Us

We have over 40 years of combined experience.

Hear what our past customers have to say

“Securing my first mortgage felt daunting, but Lightning Funding made it a breeze. Their team was patient, explained everything clearly, and got me a fantastic rate. I’m now happily settled in my dream home!”

John T. , First-Time Homebuyer

“I can’t thank Lightning Funding enough for guiding me through the refinancing process. They not only helped me secure a lower rate but also made the paperwork seamless. The savings have made a significant impact on my monthly budget.”

Sarah M., Refinanced her home

“As a couple navigating the competitive housing market, we were thrilled to have Lightning Funding on our side. Their expertise and dedication ensured a smooth process from pre-approval to closing. We’re now happily in our new home, thanks to their invaluable support.”

Robert and Lisa H., Homebuying Duo

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